At FCM, we have a human approach to mortgage you can’t get with an online lender! I joined First Community Mortgage because of the company's dedication to clients and staff to provide the knowledge and systems to get people from application process and into a new home. I have been on the purchasing side of home transactions and understand what that's like, and would love the opportunity to assist you through the process with as little stress as possible! Call me today and let's talk about what First Community Mortgage can do for you!
This calculator does not include Taxes, Homeowners and Mortgage Insurance, as those are specific to the property. Those are combined, divided by 12, and added with the P&I payment to arrive at a monthly payment amount. They are held in an escrow account and paid yearly when taxes and insurance are due.
The Human Mortgage App
LOAN PROGRAMS
Conventional loans can be used for your primary residence, second home, or an investment property. Monthly mortgage insurance is required if the down payment is less than 20% of the purchase price of the home. If you have a good credit score and large down payment, a conventional loan could be the best option for you.*
USDA loans are for buyers who are purchasing in an
eligible rural area, defined by USDA. With a USDA loan, you must live in the house and it must be the only property you own. Your loan originator will help you determine if you and the property are eligible.*
USDA loans are for buyers who are purchasing in an
eligible rural area, defined by USDA. With a USDA loan, you must live in the house and it must be the only property you own. Your loan originator will help you determine if you and the property are eligible.*
TERMS & CONDITIONS
*Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and FCM underwriting criteria. USDA loans have location restrictions and income limits. For more information on RD loans, including RD eligibility, please visit http://www.rurdev.usda.gov/HSF-About_Guaranteed_Loans.html. VA loans require borrowers to have VA eligibility through Veterans Administration. For more information, please visit www.benefits.va.gov/homeloans. Non-conforming jumbo and down payment assistance programs are excluded from the lender credit incentive. Minimum 21 calendar days required between full application and closing date. Applicant eligibility information cannot change for loan approval guarantee. This program may be discontinued at any time.
